Saturday, May 23, 2020

Battle of Mons in World War I

The Battle of Mons was fought August 23, 1914, during World War I (1914-1918) and was the British Armys first engagement of the conflict. Operating at the extreme left of the Allied line, the British assumed a position near Mons, Belgium in an attempt to stop the German advance in that area. Attacked by the German First Army, the outnumbered British Expeditionary Force mounted a tenacious defense and inflicted heavy losses on the enemy. Largely holding through the day, the British finally fell back due to increasing German numbers and the retreat of the French Fifth Army on their right. Background Crossing the Channel in the early days of World War I, the British Expeditionary Force deployed in the fields of Belgium. Led by Field Marshal Sir John French, it moved into position in front of Mons and formed a line along the Mons-Condà © Canal, just to the left of the French Fifth Army as the larger Battle of the Frontiers was getting underway. A fully professional force, the BEF dug in to await the advancing Germans who were sweeping through Belgium in accordance to the Schlieffen Plan (Map). Comprised of four infantry divisions, a cavalry division, and a cavalry brigade, the BEF possessed around 80,000 men. Highly trained, the average British infantryman could hit a target at 300 yards fifteen times a minute. Additionally, many of the British troops possessed combat experience due to service across the empire. Despite these attributes, German Kaiser Wilhelm II allegedly dubbed the BEF a contemptible little army and instructed his commanders to exterminate it. The intended slur was embraced by the members of the BEF who began to refer themselves as the Old Contemptibles. Armies Commanders British Field Marshal Sir John French4 divisions (approx. 80,000 men) Germans General Alexander von Kluck8 divisions (approx. 150,000 men) First Contact On August 22, after being defeated by the Germans, the commander of the Fifth Army, General Charles Lanrezac, asked French to hold his position along the canal for 24 hours while the French fell back. Agreeing, French instructed his two corps commanders, General Douglas Haig and General Horace Smith-Dorrien to prepare for the German onslaught. This saw Smith-Dorriens II Corps on the left establish a strong position along the canal while Haigs I Corps on the right formed a line along the canal which also bent south along the Mons–Beaumont road to protect the BEFs right flank. French felt this was necessary in case Lanrezacs position to the east collapsed. A central feature in the British position was a loop in the canal between Mons and Nimy which formed a salient in the line. That same day, around 6:30 AM, the lead elements of General Alexander von Klucks First Army began making contact with the British. The first skirmish occurred in the village of Casteau when C Squadron of the 4th Royal Irish Dragoon Guards encountered men from the German 2nd Kuirassiers. This fight saw Captain Charles B. Hornby use his saber to become the first British soldier to kill an enemy while Drummer Edward Thomas reportedly fired the first British shots of the war. Driving the Germans off, the British returned to their lines (Map). The British Hold At 5:30 AM on August 23, French again met with Haig and Smith-Dorrien and told them to strengthen the line along the canal and to prepare the canal bridges for demolition. In the early morning mist and rain, the Germans began appearing on the BEFs 20-mile front in increasing numbers. Shortly before 9:00 AM, German guns were in position north of the canal and opened fire on the BEFs positions. This was followed by an eight-battalion assault by infantry from IX Korps. Approaching the British lines between Obourg and Nimy, this attack was met by heavy fire form the BEFs veteran infantry. Special attention was paid to the salient formed by the loop in the canal as the Germans attempted to cross four bridges in the area. Decimating the German ranks, the British maintained a such a high rate of fire with their Lee-Enfield rifles that the attackers believed they were facing machine guns. As von Klucks men arrived in greater numbers, the attacks intensified forcing the British to consider falling back. On the north edge of Mons, a bitter fight continued between the Germans and the 4th Battalion, Royal Fusiliers around a swing bridge. Left open by the British, the Germans were able to cross when Private August Neiemeier jumped in the canal and closed the bridge. Retreat By afternoon, French was forced to order his men to begin falling back due to heavy pressure on his front and the appearance of the German 17th Division on his right flank. Around 3:00 PM, the salient and Mons were abandoned and elements of the BEF became engaged in rearguard actions along the line. In one situation a battalion of the Royal Munster Fusiliers held off nine German battalions and secured the safe withdrawal of their division. As night fell, the Germans halted their assault to reform their lines. Though the BEF established new lines a short distance south, word arrived around 2:00 AM on August 24 that the French Fifth Army was in retreat to the east. With his flank exposed, French ordered a retreat south into France with the goal of establishing at line along the Valenciennes–Maubeuge road. Reaching this point after a series of sharp rearguard actions on the 24th, the British found that the French were still retreating. Left little choice, the BEF continued to move south as part of what became known as the Great Retreat (Map). Aftermath The Battle of Mons cost the British around 1,600 killed and wounded, including later WWII hero Bernard Montgomery. For the Germans, the capture of Mons proved costly as their losses numbered around 5,000 killed and wounded. Though a defeat, the stand of the BEF bought valuable time for Belgian and French forces to fall back in an attempt to form a new defensive line. The BEFs retreat ultimately lasted 14 days and ended near Paris (Map).  The withdrawal ended with the Allied victory at the First Battle of the Marne in early September.

Tuesday, May 19, 2020

National Institutes of Health - Free Essay Example

Sample details Pages: 2 Words: 552 Downloads: 2 Date added: 2019/03/22 Category Health Essay Level High school Tags: Obesity Essay Obesity in America Essay Did you like this example? Abstract Did you know that approximately 31 percent of men and 35 percent of women are considered overweight in America, according to the U.S. Surgeon General? In other words, approximately a third of the adults in America are struggling with obesity! Obesity is a serious and dangerous problem that Americans have to constantly deal with every day. Dangerous effects on physical health, declining mental health, and steady rises in medical expenses are just a few of the problematic struggles that come with obesity. Don’t waste time! Our writers will create an original "National Institutes of Health" essay for you Create order Obesity has had a detrimental influence on the physical health of Americans in the past years. As stated by the National Institutes of Health, the second leading cause of preventable deaths in the United States is obesity, with an estimated 300,000 deaths per year. Heart disease and strokes, type 2 diabetes, high blood pressure, pregnancy problems, and kidney disease are some of the health risks that come with having excess weight, to name a few. Another fatal health issue that comes from being overweight is cancer, including gallbladder, kidney, colon and rectum, and breast cancer. Mental health is another factor that can be significantly affected by obesity. Many Americans who wrestle with being overweight or obese, also struggle with eating disorders, depression, low self-esteem, and distorted body image. Recent studies show that among patients with PTSD, 32.6% of them were obese. Also, depression contributes to a lower success of weight loss for obese Americans. When people with a larger body are criticized by other people, it causes the victim to gain low self-esteem which can cause the person to resort to drugs or suicide. The pressure of having to conform to an impractical level of beauty can force people with obesity into anorexia or bulimia, which causes them to not eat enough calories and vital nutrients. The root of obese peoples mental health comes from the judgement, criticism, and insults that come from the world, making them feel insecure. Lastly, obesity has had an immense impact on the economy and families of the obese. In 2006, obesity was responsible for nearly 10 percent of the United States medical costs, approximately $86 billion per year. Also, in 2006, Finkelstein and colleagues found that per capita, medical spendings for obese individuals was an additional $1,429. Healthcare costs for people of normal weight are 37% lower compared to the more expensive medical bills of people who are overweight. Obesity accounted for 10.6% of Medicaid costs and 6.8% of Medicare costs, totaling $21.3 billion. Obesity has impacted individual families tremendously too. Many families struggle to pay for the medical expenses of the obese patient, especially if they dont have insurance. However, there are several ways to improve obesity in America. One way is to simply persuade and encourage those who are obese to overcome the excess weight and lose it. Another way is to change the way foods are marketed towards Americans by making healthy foods less expensive and stop making advertisements for junk food as enticing. The final way to prevent obesity is to start educating and promoting children to make better choices on how they eat and spend their time. By doing all of these things, people can help lower the percentage of obese people in America. America would become a healthier place by reducing the amount of people that struggle with the mental health, physical health, and financial problems that come with obesity.

Tuesday, May 12, 2020

Calculating Reading Level With the Flesch-Kincaid Scale

Are you writing at an appropriate grade level? There are several scales and calculations used to determine the readability or grade level of a piece of writing. One of the most common scales is the Flesch-Kincaid scale. You can determine the Flesch-Kincaid reading grade level of a paper you’ve written easily in Microsoft Word. There is a tool for this that you access from your menu bar. You can either calculate an entire paper, or you can highlight a section and then calculate it. Steps Go to TOOLS and select OPTIONS and SPELLING GRAMMARSelect the box CHECK GRAMMAR WITH SPELLINGSelect the box SHOW READABILITY STATISTICS and select OKAYTo generate the readability statistic now, select SPELLING AND GRAMMAR from the toolbar at the top of the page. The tool will go through its recommended changes and provide readability statistics at the end You can use a formula to calculate the Flesch-Kincaid reading level on your own. This is a good tool to determine whether a book is going to challenge you Calculating Readability of Your Writing Select a few paragraphs to use as your baseCalculate the average number of words per sentence. Multiply the result by 0.39Calculate the average number of syllables in words (count and divide) Multiply the result by 11.8Add the two results togetherSubtract 15.59 The result will be a number that equates to a grade level. For example, a 6.5 is a sixth-grade reading level result.

Wednesday, May 6, 2020

The Bill Of Rights Creation And Reconstruction - 1404 Words

In his book titled The Bill of Rights: Creation and Reconstruction, Akhil Amar tries to offer the interpretation of the Bill Rights by evoking the world of framers of the constitution and that of the people who amended the constitution. According to Amar, there are numerous differences about the original bill of rights as they were originally framed and those that are contained in the Fourteenth Amendment of 1868. Amar tries to construct a theory of Bill of Rights that is comprehensive by focusing on the implications that are drawn from constitutional text as well as its structure. Amar points out, â€Å"The main goal of the Federalists was to forge set of the federally enforceable rights which were against the abusive state governments and this resulted to Fourteenth Amendment† (4). The book tries to explain the first 10 amendments by interpreting them and offering the new insights. This essay focuses on discussing the differences between the Founding Fathers Bill of Rights and the Reconstruction Amendments as it argued by Amar. The original First Amendment was passed in 1789 and they were not ratified. However, these laws failed to address the individual rights and they focused more on the structural issues of the political power. According to Amar, the First Amendment focused more on the states’ rights. For instance, it contained a clause that called the Establishment clause, which prohibited the Congress from interfering with churches, which existed in six states. In thisShow MoreRelatedTurning Points in History 1900s1080 Words   |  5 Pageswhich started in Sacramento. The Union Pacific laid 1,087 miles of track, which began in Omaha. In Promontory Summit, Utah these lines were joined together. (The First Transcontinental Railroad. , n.d.) The creation of the Transcontinental Railroad allowed for intercontinental trade. The creation of the railroad now allows for us to have coast to coast rail trips. This allows for more jobs. Because of the railroad it takes less fuel than it would in a tractor and trailer to transfer supplies fromRead MoreEssay on Reconstruction598 Words   |  3 Pageshad been burnt, rail road tracks uprooted, cotton gins wrecked, and the earth scorched in many sections of the defeated land. The nations next task was to rebuild the ruined South and the governments plan to do this is known as Reconstruction. In the South Reconstruction meant rebuilding the economy, establishing new state and local governments and establishing a new social structure between whites and blacks. During the war Lincoln had expanded his presidency. With his power he hoped to set upRead More Characteristics and Impacts of American Reconstruction Essay1548 Words   |  7 PagesCharacteristics and Impacts of American Reconstruction The key goals of Reconstruction were to readmit the South into the Union and to define the status of freedmen in American society. The Reconstruction era was marked by political, not violent, conflict. Some historical myths are that the South was victimized by Reconstruction, and that the various plans of Reconstruction were corrupt and unjust. Actually, the plans were quite lenient, enforcing military rule for only a short periodRead MoreConstitutions Are More Than Fancy Looking Words On An Old Sheet Of Paper1477 Words   |  6 Pagesfollowed by sixteen articles divided into subsections. The material in the document can be broadly described as â€Å"details of policy and governmental organization† (Newell et al. 46). Article One of the Texas Constitution contains a Bill of Rights containing thirty rights (Newell et al. 48). Suffrage is another topic addressed in the Texas Constitution. Many of the rules set forth in the original 1876 Texas Constitution concerning suffra ge became out-dated and were later amended (Newell et al. 53).Read MoreThe American Civil War helped to save the nation by rejoining Union Confederate and as result of800 Words   |  4 Pagesdeclared freed men. However, during the American Reconstruction, the lack of political unity was still very apparent as the South saw Reconstruction as being defeated humiliatingly and thus sought vengeance through the slaves it had lose. Although many slaves did receive their freedom, Reconstruction caused an increase in the white supremacy groups such as the Ku Klux Klan and laws such black codes/ Jim Crow laws/ sharecropping, which limited the rights freed slaves had. This unfortunately caused manyRead MoreAfrican Americans And African American Equality883 Words   |  4 Pagesthan ever for African Americans in the year 1865; Union victory, emancipation, the right to vote, education and opportunity were on the horizon. However, the post-civil war time period proved to be much different tha n anticipated. Although blacks were eager to demonstrate their democratic participation and inclusion, they were often faced with opposition and disenfranchisement, especially during and after reconstruction. This oscillating and contradictory battle for African American equality is seenRead MoreHow Did The Radical Republican s Rise For The Failure Of The Post Civil War Reconstruction?1619 Words   |  7 Pageswar reconstruction? The time between 1863, when Lincoln passed the ten percent act, until the year 1877, when reconstruction was officially ended, will be evaluated with information provided by the sources. The investigation will specifically look to how the Lincoln assassination allowed for the rise in the Radical Republican Party from 1866 to 1868 and the party’s effect on reconstruction acts leading to the failure of the post-civil war reconstruction era. Eric Foner’s novel Reconstruction: AmericaRead MoreU.S. History 1865 to 1945 Worksheet Essay1175 Words   |  5 Pages1. Era of Reconstruction Matrix While completing the Matrix, contrast presidential reconstruction plans with congressional reconstruction. Note key people, major dates, policies, and outcomes for the New South. If necessary, additional rows may be added to the matrix. Plan Key People Dates Policies Outcomes Lincoln’s 10%Plan Abraham Lincoln Andrew Johnson Congress General William Tecumseh Sherman John Wilkes Booth 1860-1864 Wade-Dave Bill The freeman’sRead MoreThe Amendment Of The Fourteenth Amendment1438 Words   |  6 Pagesthe 13th amendment was passed and the American Civil War had officially ended, the Reconstruction era began. During this era, blacks had begun to feel what it was like to be free, but it did not last for long. Despite the 13th amendment passing, the black community was still heavily discriminated against in the south. This discrimination (and destruction of the southern way of life) eventually led to the creation of â€Å"Black Codes† and â€Å"Jim Crow Laws†. In 1865, not long after the passing of the 13thRead MoreAndrew Jackson ´s Dangerous Reconstruction1261 Words   |  6 PagesJohnson’s job to reconstruct the south around this fact. Andrew Johnson’s presidential reconstruction was an important part of post civil war, but his actions, beliefs and circumstances directly and purposefully repressed the development of civil rights for newly freed African American’s! Andrew Johnson desire to have an easy fast restoration to union to his southern counterparts further hurt the chances of civil rights for African Americans to be established. It was 1865 and these African Americans had

Hilton Hotel Free Essays

News Brief Hilton Hotels tops in customer satisfaction http://planyourmeetings. com/2006/06/01/hilton-hotels-tops-in-customer-satisfaction/ By Kristi Casey Sanders Published: June 1, 2006 Hilton Hotels Corporation leads the hotel industry in customer satisfaction, according to the latest statistics from the American Customer Satisfaction Index (ACSI). With a score of 78 points out of a possible 100, Hilton took the leadership position among the seven hotel companies mentioned in the survey. We will write a custom essay sample on Hilton Hotel or any similar topic only for you Order Now Overall, the hotel industry improved 3 percent to 75, equaling its highest score since 1994. Hilton takes great pride in its ACSI customer satisfaction score, which confirms the results of an unparalleled focus and commitment by the 74,000 team members at our owned and managed hotel properties across the country to deliver the best in guest service,† said Dieter Huckestein, president – hotel operations owned and managed for Hilton Hotels Corporation. Hilton’s portfolio of 2,000 hotels includes Hilton, Doubletree, Embassy Suites Hotels, Hampton Inn, Hampton Inn Suites, Hilton Garden Inn and Homewood Suites by Hilton. The ACSI is produced through a partnership of the University of Michigan Business School, ASQ, and CFI Group, which measures customer satisfaction in the competitive hotel industry on a regular basis. The ACSI is updated on a rolling basis. New scores for the hotel industry replace those collected one year ago and are added to scores of five other sectors of the economy measured during the intervening year. One sector that didn’t fare well was the airline industry, which dropped 1. percent to 65, its lowest score since the industry was rocked by 9/11. Southwest Airlines still rules the industry at 74. US Airways made the industry’s biggest jump, improving nearly 9 percent to 62. Northwest Airlines, on the other hand, dropped 4. 7 percent to 61, taking last place in the industry as it struggles with strikes and a Chapter 11 bankruptcy filing. The overall decline was attributed to the airlines’ struggle with labor contracts, bankruptcies and higher fuel prices, lea ving consumers feeling they are getting less for their money. How to cite Hilton Hotel, Essay examples Hilton Hotel Free Essays These things that I learned at last lesson: 1)Product and service difference: Basically ; Products are tangible and services are intangible. For example; Apple Iphone, Coffe Mocha at Starbucks are products,but healthy services sector,home repair service,wireless communication,trip to somewhere ;they dont result ownership of anything. 2)Customer vs. We will write a custom essay sample on Hilton Hotel or any similar topic only for you Order Now consumer :Customer and consumer are not same things. For example;mother buy napkin for her baby and then baby consume it in this situation baby is a consumer, mother is a customer . )Sales dont mean to marketing. Sales cover just selling but marketing process makes the broad strategy. Selling and advertising are only part of larger ‘marketing mix’ marketers purpose satisfying customer needs. 4)Consumer Behavior:’The behavior that consumers display in searching for purchasing,using,evaulating and disposing of products and services that they expect will satisfy their needs’. When ? decide to buy new product what factors influence on me? A)External factors:cultural,social,family rolesstatus,reference groups B)Internal factors:psychological factors(motivation,perception,learning,belief and attitudes) * Consumer behavior includes all the decisions a consumer makes when spending their time and money. The what,why,when,where,and how of consumer purchases are examined. 5)Two consumer entities Personal consumer:the individual who buys goods services for his or her own use for household use. Organizational consumer:Business,government Marketing Concept: Production orientation:company wanted efficient production lines ,not focused product variation. Sales Orientation:overproduction,excess product Marketing concept:focus on customer,expectations of customer,marketers become more sophisticated in understanding the consumer and delivering products that meet their need. Societal Marketing Concept:Consider consumers long run best interest,in this concept marketers are consciousof negative effect health,environment. * Fair trade: trying to give support manufacturer,especially poor companies such as Africa Endonesia. Segmentation,targeting,positioning:Segment:share simialr meet and expectations and enables marketers to target consumers. Divide the total market into smaller segments. (segmentation) Types of segmentation:geographic,demographic(age gender,family size,family life-cycle Marketing mix: The set of tactical marketing tool. 4P=PRODUCT,PLACE,PROMOTION,PRICE. P roduct;goodsservices combination. Place;includes company activities that make the product available to target consumers. for example;using social networks,internet stores. Promotion;activities that malke product availableto target customers,and persuade. (public relation,advertisement,selling process. Customer value:Perceived value is relative and subjective. Developing a value proposition(unique selling proposition) is critical in attaining successful positioning of a broad Customer trust: Recommendation,word of mouth influence on customers,newspaper,websites Customer retention:loyal customer:buy more products, are less price sensitive Customer profitibality-focused marketing: BCG growth-share matrix=each produsct hs different contribution(star,question mark,cash cow,dog) Platinum- heavy user,not price sensitive Gold-heavy user but not as profitable Iron Lead-like dogs in bcg approaches SEYMA TEMEL-135710019 How to cite Hilton Hotel, Essay examples

El Guerra De Los Cien Aos Essay Example For Students

El Guerra De Los Cien Aos Essay El Guerra de los Cien A?os1. El guerra de los cien a?os empez? con un argumento dinastico que origino cuando el conquesto de Inglaterra por William de Normandia cre? un estado que quedo en dos lados del canal Inglaterra. 2. Muchos lideres y reyes participaron en este larga guerra. Unosimportantes personas fueron Eduardo III rey de Inglaterra, Eduardo el Negro Principe de Frances, Juan II de Frances, Joan de Arca, Henry V de Frances. Todos estos reyes y guerrerosjugaron un importante trabajo en este guerra. Los dos paisestenian reyes, so esto era su forma de gobernacion. 3. La sociedad Frances no le gustaba mucho los reyes de Francesas. El ejercito Frances estaba hechado mucho de caballeria y tropas. No dicen cuantos murieron en este guerra, pero sabemos quemillones de personas y soldados murieron en este guerra. Obviamente, sabemos que los Ingles y Frances batallaron,pero tambien emplearon y pagaron a mercenaries para batallaren cualquier lado. 4. En el caso de los Franc?s, el guerra inflicto mucho mis?ria a ellos. Sus tierras de labrantio fueron destruidos y la populacion fue diezmadopor el guerra, hambre, el Muerto Negro, y las guerras civiles. Los Ingles sufrieron igualmente, cesado ser un potencia continental y busco la extension de un potencia naval. 5. Como siempre, los dos lados continuaron cambiando sus reyes y lideres. Para ser un rey o reina tenias que ser un miembro del familia real, nofueron electados como un presidente. 6. 1. El lider Joan of Arc participo en esta guerra, batallo por los Frances y gano muchos batallas. Los Ingles lo cojieron yluego lo ejecutaron. Fue un gran heroe en Frances. 2. Muchos tacticas de guerra que fueron inventadas en este guerra se usan hoy dia por muchos ejercitos. 3. Por los ruinas de la guerra un nuevo Frances emergio.

Friday, May 1, 2020

Gambling Code Beaking Fractles And Home Buying Decisions

Question: Discuss about the Gambling Code Beaking Fractles And Home Buying Decisions? Answer: Gambling Gambling is the wagering of cash or something of material worth on an occasion with an indeterminate result with the essential purpose of winning extra cash and material products. Betting subsequently obliges three components be available: thought, chance and prize. The result of the wager is regularly prompt, for example, a solitary move of ivories or a twist of a roulette wheel, yet more timelines are likewise normal, permitting wagers on the result of a future games challenge or even a whole games season. The present worth X = $250,000. Investment time = 20 years Final outcome should be Y = $1,000,000. Gambling in casinos- The probability of winning in casinos is very less about 20% i.e. P = 0.2 and q = 0.8 if the money returns is 6 times (assuming 6 players) and the man plays once in a month and wins only 2 times and money on each term is $20,000. So the calculations for 20 years- Lost worth = 10*20,000 = $200,000 Won worth = 2*20,000*6 = $240,000 Net increase in one year = $40,000 Total increase in 20 years = $800,000 Total worth = 250,000 + 800,000 = $1,050,000 Stocks- As rate of stock increment is about 5-10% (average 7.5%) per year therefore the total after 20 years will be- P = 250,000*()20 P = $1,061,962 Playing the lottery The lottery winning chances are very-very less about 1 in 500 times therefore if the man plays lottery every month of worth $1000 and money returns is about 100 times so for calculating- If the person can win only twice so worth made = 2*1000*100 = $200,000 Worth lost = 238*1000 = $238,000 Net loss = $38,000 Worth after 20 years = $212,000 Investment- The value of property investment doubles in every 6-7 years therefore if the investment id made of $250,000 then after 20 years the worth will be- P = 250,000*2 + 500,000*2 + 1,000,000*2 P = $3,500,000 Type of gambling Casino Stock Playing lottery Investment Worth after 20 years $1,050,000 $1,061,962 $212,000 $3,500,000 The impacts of gambling on social and economic consequences- Gambling has likewise brought about economical and social expenses to people and families, as well as to groups, as examined in this part. Such expenses incorporate movement clogging, interest for more open base or administrations (streets, schools, police, fire insurance, and so forth.), natural impacts, uprooting of neighborhood occupants, expanded wrongdoing, and neurotic or issue betting. To the degree that obsessive betting adds to chapter 11 and awful obligations, these expand the expense of credit all through the economy. We utilize the expression "expenses" to incorporate the negative outcomes of neurotic betting for card sharks, their prompt social situations, and the bigger group. As we said, the principal strategy inquiry is whether the advantages or the expenses are bigger what's more, by how much. This can in principle be resolved with advantage cost investigation. Confusing such investigation, on the other hand, is the way that social and monetary impacts can be hard to gauge. This is particularly valid for impalpable social expenses, for example, enthusiastic agony and different misfortunes experienced by relatives of a neurotic card shark, and the efficiency misfortunes of workers who are obsessive or issue speculators. Advantageous impacts can likewise be hard to measure and, as with expenses, can fluctuate in sort and extent crosswise over time and betting venues, as well as kind of betting (e.g., lotteries, area based clubhouse, riverboat gambling clubs, bingo, pari-mutuel betting, off track wagering, games wagering). Topic 2: Home buying decisions It's the most essential principle and the most ordinarily disregarded one. In the event that you haven't seen, there is a ton of dispossessions incident. The motivation behind why is that individuals purchased more house than they could bear. When you are getting an advance, don't take out a home loan where the installments are more than a quarter of your take-home pay on a 15-year altered rate contract The 2008 housing market crash was one of the biggest financial crises. In this year the rates get their peak and went the downward. The reasons for this were- The housing bubble- The lodging business experienced unobtrusive however unfaltering development from the time of 1995 to 1999. At the point when money markets smashed in 2000, there was a movement in dollars going far from the share trading system into lodging. To further fuel the lodging rise there was a lot of modest cash accessible for new advances in the wake of the financial subsidence. The beginning of crash- The lodging business sector crested some place in 2006. We were starting to see a portion of the early indications of inconvenience when a few sorts of subprime advances began to go into default. There wasn't stress around then since never in history has costs for lodging business sector gone down broadly. When the credit markets solidified in the mid year 2007, things started to disintegrate quickly. Current money which the peter has P = $100,000 Monthly take home salary S = $80,000 /year Current working location is Irvine, California. Desired living location is Orange country, California. Peter can easily pay quarter of his salary to home loan and he will be able to settle loan in 20 years. Total cost = Cash down + EMIs + Interest = 100000 + ()*20 - 50,000 = $583,333 Plan 1: House purchase of cost 550,000$ in Irvine California and live there and work. Plan 2: House purchase of 550,000$ in Orange Country, California and shift there and either find a new job there or up-down from there. Plan 3: House purchase of 200,000$ in Irvine and then make savings and after retirement buys home in Orange country and sold this house. Plan 4: House purchase of cost 550,000$ in Irvine California and live there and work and after retirement sold this house and can buy house in Orange country and live there happily. Topic 3: Fractals A fractal is an article or amount that shows self-similitude, to some degree specialized sense, on all scales. The article requires not show precisely the same structure at all scales, yet the same "sort" of structures must show up on all scales. A plot of the amount on a log-log diagram versus scale then gives a straight line, whose incline is said to be the fractal measurement. The prototypical sample for a fractal is the length of a coastline measured with distinctive length rulers. The shorter the ruler, the more drawn out the length measured, a Catch 22 known as the coastline mystery. Geometry of fractals in film making- Von Koch's bend, similar to the Cantor set, has the property of self-closeness. It, as well, is a fractal, however, similar to Cantor, von Koch was not thinking in such terms. He only expected to give an option method for demonstrating that capacities that were non-differentiable (i.e. capacities that "have no digressions" in geometric speech) could exist - a way that included utilizing "rudimentary geometry" title means On a Continuous Curve without Tangent Constructible from Elementary Geometry). In doing as such, von Koch communicated a connection between these non-differentiable "creatures" of investigation and geometry. Fatou and Julia (and, by expansion, their work) originated before PCs, they were not able to create pictures, for example, the one on the privilege, which is the chart of a huge number of emphases of a capacity. They were restricted to what they could do by hand, which would just be around three or four cycles. Julia distributed a 199-page paper in 1918 called Memoire surl 'iteration des functions rationales, which talked about quite a bit of his work on iterative capacities and depicting the Julia set. With this paper, Julia won the Grand Prix of the Academia des Sciences and turned out to be greatly well known in numerical circles all through the 1920s. Then again, in spite of this noticeable quality, his work on emphasis fell into lack of definition for around fifty year. The history of fractals- Bafflingly excellent fractals are shaking up the universe of science and developing our comprehension of nature. You may not know it, but rather fractals, similar to the air you inhale, are surrounding you. Their unpredictable, rehashing shapes are found in cloud arrangements and tree appendages, in stalks of broccoli and rocky mountain extents, even in the cadence of the human heart. In film making, For quite a long time, fractal-like sporadic shapes were considered past the limits of numerical comprehension. Presently, mathematicians have at last started mapping this uncharted region. Their wonderful discoveries are developing our comprehension of nature and fortifying another flood of logical, restorative, and imaginative advancement extending from the biology of the downpour timberland to form outline. Topic 4: There are two sorts of encryption on the planet one that will keep your minimal meddlesome sister from looking at your journals the other would anticipate even the most capable governments on earth. The past sentence is summarized from a remark by Bruce Schneier in his book on Applied Cryptography. What makes these two sorts of encryption separate from one another is illogical. The previous kind comprises of systems that rely on upon mystery. The second kind relies on upon openness, full revelation and associate survey. The main kind ought to have ended up terminated at this point, yet it keeps appearing in numerous present items. The second kind is obviously, helpful. Encryption is a system for taking a composed archive (plaintext) and changing it to an indiscernible report (cipher text) such that the first record is some way or another recoverable from the cipher text. For instance, we can take this section and supplant each event of the letter "e" with the letter "x". Presently the section would be difficult to peruse, yet in almost no time per user would acknowledge what was done, and have the capacity to fix the substitutions. Obviously, we could create a superior plan. Assume we supplant "a" with "p", "b" with "c" et cetera. The complete rundown of transpositions can be put into a table and used to scramble (forward substitution) and in addition decode (in reverse substitution). The table is then known as the "key". Any individual who has the key can unscramble a record in the event that it is encoded with the same. In my company Music and film innovators The companys music and videos are stolen by the other company so I will take out a copy of the copy right and the a declaration letter that these music albums and videos are the property of the MFI company and the company has the originals and can present if needed. The company X has stolen our music and videos and launched by their name so strict actions should be taken again these code breakers and MFI companys lost be fulfilled by the company X. Recommendations Strict actions should be taken against Code breakers and should be punished. Everything should be copyrighted. There should be online program for the verification of originals. Without copyright number the things should not be published. Conclusions The worth of $250,000 can be made a worth of $1,000,000 in 20 years by gambling in casino, stocks, and investment but in lottery gambling it cannot be made $1,000,000. The best plan for housing is not making EMIs more than the quarter of the take home salary. The Fractals can be used in the film making to represent the best views. The cryptanalysis/code breaking can be minimized using the copy rights for uploading anything. References COZIC, C. P. AND WINTERS, P. A. Gambling In-text: (Cozic and Winters) Bibliography: Cozic, Charles P, and Paul A Winters. Gambling. San Diego, CA: Greenhaven Press, 1995. Print. BARD, G. V. Algebraic cryptanalysis In-text: (Bard) Bibliography: Bard, Gregory V. Algebraic Cryptanalysis. Dordrecht: Springer, 2009. Print. CASE, K. E., QUIGLEY, J. M. AND SHILLER, R. J. Comparing wealth effects In-text: (Case, Quigley and Shiller) Bibliography: Case, Karl E, John M Quigley, and Robert J Shiller. Comparing Wealth Effects. Cambridge, MA.: National Bureau of Economic Research, 2001. Print. HAERENS, M. Gambling In-text: (Haerens) Bibliography: Haerens, Margaret. Gambling. Detroit: Greenhaven Press, 2012. Print. HERMAN, R. D. Gambling In-text: (Herman) Bibliography: Herman, Robert D. Gambling. New York: Harper Row, 1967. Print. HUGHES, D. AND LOWE, S. The private rented housing market In-text: (Hughes and Lowe) Bibliography: Hughes, David, and Stuart Lowe. The Private Rented Housing Market. Aldershot, Hants, England: Ashgate, 2007. Print. JENSEN, P., BARABSI, A., LARRALDE, H., HAVLIN, S. AND EUGENE STANLEY, H. A FRACTAL MODEL FOR THE FIRST STAGES OF THIN FILM GROWTH In-text: (JENSEN et al.) Bibliography: JENSEN, PABLO et al. 'A FRACTAL MODEL FOR THE FIRST STAGES OF THIN FILM GROWTH'. Fractals 04.03 (1996): 321-329. Web. JOUX, A. Algorithmic cryptanalysis In-text: (Joux) Bibliography: Joux, Antoine. Algorithmic Cryptanalysis. Boca Raton: CRC Press, 2009. Print. KOOPMAN, M. J. Economic analysis of neighbourhood quality, neighbourhood reputation and the housing market In-text: (Koopman) Bibliography: Koopman, M. J. Economic Analysis Of Neighbourhood Quality, Neighbourhood Reputation And The Housing Market. Amsterdam: IOS Press under the imprint Delft University Press, 2012. Print. MARTIN, D. B. The housing market In-text: (Martin) Bibliography: Martin, D. B. The Housing Market. London: Centre for Environmental Studies, 1969. Print. PORTARO, R., FAYED, M., GUNTER, A., ABDERRAHMANE, H. A. AND NG, H. D. FRACTAL GEOMETRY OF THE WAKE SHED BY A FLAPPING FILAMENT IN FLOWING SOAP-FILM In-text: (PORTARO et al.) Bibliography: PORTARO, ROCCO et al. 'FRACTAL GEOMETRY OF THE WAKE SHED BY A FLAPPING FILAMENT IN FLOWING SOAP-FILM'. Fractals 19.03 (2011): 311-316. Web. RICONDA, A. Gambling In-text: (Riconda) Bibliography: Riconda, Andrew. Gambling. New York: H.W. Wilson Co., 1995. Print. SINKOV, A. AND FEIL, T. Elementary cryptanalysis In-text: (Sinkov and Feil) Bibliography: Sinkov, Abraham, and Todd Feil. Elementary Cryptanalysis. [Washington, D.C.]: Mathematical Association of America, 2009. Print. 'CONNELL, R. Fractals In-text: (O'Connell) Bibliography: O'Connell, Richard. Fractals. Newport: Atlantis Editions, 2002. Print.